You must provide sufficient insurance coverage during your Erasmus internship.
You must have adequate health insurance coverage. Usually basic coverage is provided by the national health insurance as well during your stay in another EU country through the European health insurance card. However, the coverage of the European health insurance card or other private insurance companies may not be sufficient, especially if repatriation and specific medical intervention is required. In that case, a complementary private insurance might be useful. It is the responsibility of the internship organisation to ensure that you are aware of health insurance issues.
You must have adequate liability insurance coverage (covering damages caused by you at the workplace). A liability insurance covers any damages you might inflict during your stay abroad (regardless of whether you are at work or not). Varying arrangements with respect to liability insurance are in place in different countries engaged in transnational learning mobility for traineeships. You therefore run the risk of not being covered. It is the responsibility of the internship organisation to ensure that there is liability insurance covering damages caused by you at the workplace.
You must have adequate accident insurance coverage (covering at least accidents caused by you at the workplace). This insurance covers damages to employees resulting from accidents at work. In many countries employees are covered against such accidents at work. However, the extent to which you are covered within the same insurance may vary across the countries engaged in transnational learning mobility programmes.
DAAD group insurance
Participants might want to purchase the DAAD group insurance that includes a comprehensive health, liability, and accident insurance.